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Simple, all-inclusive pricing

Syfe explained in 60 seconds

Syfe is a digital wealth manager built for investors who expect more – greater transparency, smarter portfolios, and better outcomes. We combine leading investment strategies with cutting-edge technology to help you grow your wealth. Professionally managed portfolios for a fraction of the cost, and the freedom to withdraw anytime at no extra charge.

No brokerage fee, no entry / exit fees, no hidden charges. Deposit and withdraw at any time.

Starting at 0.4% per year of your invested capital

Or as little as SGD 1.25 per week for every SGD 10,000 invested.

How Syfe Works

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Syfe Referral Program - Terms & Conditions

Last updated: 9 Jan 2021

Syfe Referral Program

The Syfe Referral Program (“Referral promo”) allows Syfe’s existing customers ("Clients") to receive up to a maximum of S$100 (“Maximum incentive”) for their Syfe portfolios ("Portfolio") by referring friend(s) who successfully open an account and fund their Portfolio with Syfe (“Referred Clients”).

The promo is valid for referrals received from now to 30 June 2021. To participate, Clients must agree to these terms, which become part of Syfe’s Terms & Conditions.

Eligibility

Eligible Clients are existing Syfe customers who have successfully opened an account and have funded a Portfolio with Syfe.

Referred Clients can only be referred once. They have to be new customers who have never been a customer of Syfe before.

All employees of Syfe are not eligible to participate in the Referral promotion.

A Referred Client should enter the referral code when creating their Syfe account. Otherwise, they have 14 days to enter the referral code directly through the "Account Settings" tab of their Syfe dashboard. Requests to tag any referral codes to a Syfe account 14 days after account creation will not be accepted.

How to Earn Referral Incentives 

Clients can earn Incentives if:

(i)           a Referred Client uses their referral code to open an account that complies with our Terms & Conditions;

(ii)          successfully passes regulatory requirements for anti-money laundering (“AML”) and counter financing terrorism (“CFT”); and

(iii)         the Referred Client funds and maintains at least one Portfolio for a period of 6 months with us

(iv)         the Client funds and maintains at least one Portfolio for a period of 6 months with us, and maintains at least one funded Portfolio when referring any Referred Clients. 

Referral Incentives when a Referred Client funds an Investment Portfolio

For every successful Referred Client who opens and funds a Syfe Global ARI or Equity100 or REIT+ portfolio, the Client is eligible to receive the following incentive: 

• S$10 for the funded Portfolio if amount funded by Referred Client is S$500 or more; or
• S$50 if amount funded by Referred Clients is S$10,000 or more; or 
• S$100 if amount funded by Referred Clients is S$20,000 or more.

The Referred Client likewise receives a sign-on incentive of the following amounts:  

• S$10 for the funded Portfolio if amount funded is S$500 or more; or
• S$50 if amount funded is S$10,000 or more; or 
• S$100 if amount funded is S$20,000 or more.

This is applicable for the first deposit funded by Referred Clients only.

Incentives will be deposited into the eligible Client’s portfolio within 5 days and invested together with the pool of investment.

Incentives are non-transferable. 

All referral codes cannot be used with any other available promotion codes i.e. codes are strictly not stackable. If a referral code has been stacked with another promotion code, Syfe reserves the right to terminate the Referral Promo for both the Client and the Referred Client. 

Referral Incentives when a Referred Client funds a Cash+ Portfolio

For every successful Referred Client who opens and funds a Syfe Cash+ portfolio, the Client is eligible to receive the following incentive: 

• S$10 for the funded Portfolio if amount funded by Referred Client is S$1,000 or more. 

This is applicable for the first deposit funded by Referred Clients only.

From 10 January 2021, the Referred Client will not receive any sign-on incentive. Instead they will enjoy no Syfe management fees on their Cash+ portfolio for as long as they invest in Cash+.

Incentives will be deposited into the eligible Client’s portfolio within 5 days and invested together with the pool of investment.

Incentives are non-transferable. 

All referral codes cannot be used with any other available promotion codes i.e. codes are strictly not stackable. If a referral code has been stacked with another promotion code, Syfe reserves the right to terminate the Referral Promo for both the Client and the Referred Client. 

Referral Incentives when a Referred Client funds both an Investment Portfolio and Cash+ Portfolio

If a Referred Client opens and funds a Syfe Global ARI or Equity100 or REIT+ portfolio, and a Syfe Cash+ portfolio on the same business day, the referral incentive will be based on the last portfolio that was funded. I.e. if a Referred Client funds a Global ARI portfolio first and a Cash+ portfolio later on the same business day, the referral incentive for Syfe Cash+ will apply. The Client will receive $10 while the Referred Client will enjoy no Syfe management fees on the Cash+ portfolio.  

If a Referred Client opens and funds a Syfe Global ARI or Equity100 or REIT+ portfolio, and a Syfe Cash+ portfolio on different days, the referral incentive will be based on the first deposit made. I.e. if a Referred Client funds a Global ARI portfolio on Day 1 and a Cash+ portfolio on Day 3, the referral incentive for the Syfe Global ARI portfolio will apply for both the Referred Client and the Client. 

All referral codes cannot be used with any other available promotion codes i.e. codes are strictly not stackable. If a referral code has been stacked with another promotion code, Syfe reserves the right to terminate the Referral Promo for both the Client and the Referred Client. 

Sharing Referral Codes 

Referrals should only be used for personal and non-commercial purposes, unless approved by Syfe. Referral codes should not be published or distributed on commercial websites (such as coupon websites, Reddit, or Wikipedia) or on blogs, unless authorised by Syfe. Clients are prohibited from “spamming” anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral code. Clients are prohibited from paying to advertise their referral codes.

Syfe reserves the right to any remedy, including cancellation of your account or reservations, if fraud, tampering, violations of these terms or Syfe’s Terms & Conditions, or if technical errors are suspected.

Multiple Referrals 

A Referred Client may only use one referral or promotion code. If different Clients refer the same Referred Clients, only the first referrer is eligible for the Refer promo. In the event of any dispute, Syfe shall have sole and final discretion in deciding who the first referrer is.

Severability 

If any provision in these terms are held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void or unenforceable) will be struck and not affect the validity of and enforceability of the remaining provisions.

Termination and Changes 

Syfe may suspend or terminate the Refer Promo or a user’s ability to participate in it at any time for any reason, at our absolute sole discretion. When multiple referral and promotion codes are used, Syfe reserves the right to terminate the Referral Promo entitlement. Where a dispute involving the interpretation of terms and conditions arises, we reserve the right to have the final say.

Other Terms and Conditions 

Syfe reserves the right to suspend accounts or remove the Incentives if we notice any activity that we believe is abusive, fraudulent, or in violation of the Syfe’s Terms & Conditions. Syfe also has the right to review and investigate all referral activities and to suspend accounts or modify referrals in our absolute sole discretion as deemed fair and appropriate.

Syfe reserves the right to substitute the Refer Promo entitlement with another of equivalent value and amend any terms and conditions without prior notification. Where a dispute involving the interpretation of terms and conditions arises, Syfe reserves the right to have the final say.

The scope, variety, and type of services and products that may be obtained by redeeming Incentives can change at any time. However, this which would be communicated to our Clients via our website www.syfe.com.

Eligible customers consent to Syfe’s collection and use of customer's personal data and any disclosures of customer’s personal data by/to third parties for the purpose of this promotion. Eligible customers agree to the terms and conditions of Syfe’s Privacy Policy, which can be found at https://www.syfe.com/privacy-policy.

Disclaimer:

This material is provided to you for general information purpose only and does not constitute a recommendation, an offer or solicitation to purchase or sell the product mentioned. It does not make any regard to your specific investment objectives, financial situation and any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.