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Syfe is a digital wealth manager built for investors who expect more – greater transparency, smarter portfolios, and better outcomes. We combine leading investment strategies with cutting-edge technology to help you grow your wealth. Professionally managed portfolios for a fraction of the cost, and the freedom to withdraw anytime at no extra charge.

No brokerage fee, no entry / exit fees, no hidden charges. Deposit and withdraw at any time.

Starting at 0.4% per year of your invested capital

Or as little as SGD 1.25 per week for every SGD 10,000 invested.

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Syfe Referral Program - Terms & Conditions

Last updated: August 19, 2020

Syfe Referral Program:

The Syfe Referral Program (“Refer promo”) allows Syfe’s existing customers ("Clients") to receive up to a maximum of S$100 (“Maximum incentive”) for their Syfe ARI portfolios ("Portfolio") by referring friends who successfully opens an account and funds their Portfolio with Syfe (“Referred Clients”).

The Refer promo is valid for referrals received from 1 February 2020 to 30 Sep 2020. To participate, Clients must agree to these terms, which become part of Syfe’s Terms & Conditions.


Eligible Clients are existing Syfe customers who have successfully opened an account and has funded a Portfolio with Syfe.

Referred Clients can only be referred once and has to be a new customer who has never been a customer of Syfe before.

All employees of Syfe are not eligible to participate in the Referral promotion.

A Referred Client should enter the referral code when creating their Syfe account. Otherwise, they have 14 days to enter the referral code directly through the "Account Settings" tab of their Syfe dashboard. Requests to tag any referral codes to a Syfe account 14 days after account creation will not be accepted.

How to Earn Referral Incentives:

Clients can earn Incentives if:

(i)           a Referred Client uses their referral code to open an account that complies with our Terms & Conditions;

(ii)          successfully passes regulatory requirements for anti-money laundering (“AML”) and counter financing terrorism (“CFT”); and

(iii)         the Referred Client funds and maintains at least one Portfolio for a period of 6 months with us

(iv)         the Client maintains at least one funded Portfolio when referring any Referred Clients.

For every successful Referred Client, the Client is eligible to receive the incentive: ie S$10 for the funded Portfolio if amount funded by Referred Clients exceeds S$500; S$50 if amount funded by Referred Clients exceeds S$10,000; or S$100 if amount funded by Referred Clients exceeds S$20,000. 

This is applicable for the first deposit funded by Referred Clients only.

Incentives will be deposited into the eligible Client’s portfolio within 5 days and would be invested together with the pool of investment.

Incentives are non-transferable. 

Sharing Referral Codes:

Referrals should only be used for personal and non-commercial purposes, unless approved by Syfe. Referral codes should not be published or distributed on commercial websites (such as coupon websites, Reddit, or Wikipedia) or on blogs, unless authorised by Syfe. Clients are prohibited from “spamming” anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral code. Clients are prohibited from paying to advertise their referral codes.

Syfe reserves the right to any remedy, including cancellation of your account or reservations, if fraud, tampering, violations of these terms or Syfe’s Terms & Conditions, or if technical errors are suspected.

Multiple Referrals:

A Referred Client may only use one referral or promotion code. If different Clients refer the same Referred Clients, only the first referrer is eligible for the Refer promo. In the event of any dispute, Syfe shall have sole and final discretion in deciding who the first referrer is.


If any provision in these terms are held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void or unenforceable) will be struck and not affect the validity of and enforceability of the remaining provisions.

Termination and Changes:

Syfe may suspend or terminate the Refer Promo or a user’s ability to participate in it at any time for any reason, at our absolute sole discretion.

Other Terms and Conditions:

Syfe reserves the right to suspend accounts or remove the Incentives if we notice any activity that we believe is abusive, fraudulent, or in violation of the Syfe’s Terms & Conditions. Syfe also has the right to review and investigate all referral activities and to suspend accounts or modify referrals in our absolute sole discretion as deemed fair and appropriate.

Syfe reserves the right to substitute the Refer Promo entitlement with another of equivalent value and amend any terms and conditions without prior notification. Where a dispute involving the interpretation of terms and conditions arises, Syfe reserves the right to have the final say.

The scope, variety, and type of services and products that may be obtained by redeeming Incentives can change at any time. However, this which would be communicated to our Clients via our website

Eligible customers consent to Syfe’s collection and use of customer's personal data and any disclosures of customer’s personal data by/to third parties for the purpose of this promotion. Eligible customers agree to the terms and conditions of Syfe’s Privacy Policy, which can be found at


This material is provided to you for general information purpose only and does not constitute a recommendation, an offer or solicitation to purchase or sell the product mentioned. It does not make any regard to your specific investment objectives, financial situation and any of your particular needs. Accordingly, no warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.